Skip to main content
Back

EPF Investment

Why invest with us? 

We have one of the most experienced management teams in the industry – with more than 88 years combined management expertise. More importantly, WE WILL HELP YOU INVEST SUCCESSFULLY!

Diversification

Our stable encompasses both conventional and Shariah-compliant funds, ranging from equity and balanced to bond and money market instruments, in order to meet your investment objectives.

Proper Selection of Funds

Our unit trust advisers are well trained to help you select your funds appropriately using our proprietary Six-Step Process. Furthermore, to help you better comprehend your investment needs, we have developed MY PLANNERS, the most visually interactive investment planning tool in the Malaysian unit trust industry.

Constant Monitoring

Our unit trust advisers are equipped with Manulife iFUNDS—a digital tool that provides real-time information on fund performance, market trends, and investment opportunities, allowing advisers and investors to make informed investment decisions quickly and efficiently. The tool also offers customised reporting and portfolio analytics, which can help better manage and monitor investment portfolio.

So what is this EPF Members' Investment Scheme?

Since November 1996, all eligible EPF contributors are allowed to withdraw part of their savings to invest in unit trusts through external fund managers appointed by the Ministry of Finance.

 We are an officially appointed Fund Management Institution that offers the EPF Members’ Investment Scheme. Your investment in this scheme will allow diversification of your EPF savings into many possible investment portfolios.

Who can participate in the EPF Members' Investment scheme

Starting 1 January 2017, EPF members are allowed to invest not more than 30% of the total amount in excess of their Basic Savings in Account 1 through the Appointed Fund Management Institutes approved by the Ministry of Finance.

The minimum amount of savings that can be transferred is RM1,000 and can be made at intervals of three (3) months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.

Required Basic Savings in Account 1

Age 
(Years)
Basic savings
(RM)
Age
(Years)
Basic savings
(RM)

18

2,000 37 68,000

19

4,000 38 74,000

20

6,000 39 80,000

21

8,000 40 86,000

22

10,000 41 93,000

23

13,000 42 101,000

24

15,000 43 108,000

25

18,000 44 116,000

26

21,000 45 125,000

27

24,000 46 134,000

28

27,000 47 144,000

29

31,000 48 154,000

30

35,000 49 164,000

31

39,000 50 175,000

32

43,000 51 187,000

33

47,000 52 199,000

34

52,000 53 212,000

35

57,000 54 226,000

36

62,000 55 240,000


Please refer to the EPF website located at www.kwsp.gov.my for detailed information related to withdrawals.

 

Manulife Investment Management (M) Berhad (Registration No. 200801033087 (834424-U)) unit trust funds qualified under EPF’s member investment scheme.

The following is the list of unit trust funds qualified under EPF’s member investment scheme effective 1 April 2024.

Fund category Conventional funds Islamic funds
Equity
  • Manulife Investment Greater China Fund
  • Manulife Investment Growth Fund
  • Manulife Investment Asia-Pacific ex Japan Fund
  • Manulife Investment Regular Savings Fund
  • Manulife Investment Progress Fund
  • Manulife Investment Dividend Fund
  • Manulife Investment Asia-Pacific REIT Fund
  • Manulife Investment U.S. Equity Fund
  • Manulife Investment Al-Faid
  • Manulife Investment Al-Fauzan
  • Manulife Investment Shariah Asia-Pacific Ex Japan Fund
  • Manulife Shariah – Dana Ekuiti
  • Manulife Investment Shariah Progress Plus* Fund
Mixed assets
  • Manulife Investment Balanced Fund
  • Manulife Investment-HW Flexi Fund
  • Manulife Investment-ML Flexi Fund
  • Manulife Investment Al-Umran
  • Manulife Investment-HW Shariah Flexi Fund
Bond
  • Manulife Bond Plus Fund
  • Manulife Investment As-Saad
Money market
  • Manulife Investment Money Market Fund - Class A
  • Manulife Investment Al-Ma’mun - Class A


*The word “Plus” is used in the fund’s name as the fund has a similar investment strategy as Manulife Investment Shariah Progress Fund with a wider universe via exposure to the Asia Pacific region.

EPF i-Invest

IMPORTANT NOTICE:

PRS Customer Login - change in domain URL. Find out more.

View more

Help us to serve you betterClick here to find out how you can update your Information today!

View more
IMPORTANT NOTICE:

PRS Customer Login - change in domain URL. Find out more.

View more

Help us to serve you betterClick here to find out how you can update your Information today!

View more