We have one of the most experienced management teams in the industry – with more than 88 years combined management expertise. More importantly, WE WILL HELP YOU INVEST SUCCESSFULLY!
Diversification
Our stable encompasses both conventional and Shariah-compliant funds, ranging from equity and balanced to bond and money market instruments, in order to meet your investment objectives.
Proper Selection of Funds
Our unit trust advisers are well trained to help you select your funds appropriately using our proprietary Six-Step Process. Furthermore, to help you better comprehend your investment needs, we have developed MY PLANNERS, the most visually interactive investment planning tool in the Malaysian unit trust industry.
Constant Monitoring
Our unit trust advisers are equipped with Manulife iFUNDS—a digital tool that provides real-time information on fund performance, market trends, and investment opportunities, allowing advisers and investors to make informed investment decisions quickly and efficiently. The tool also offers customised reporting and portfolio analytics, which can help better manage and monitor investment portfolio.
Since November 1996, all eligible EPF contributors are allowed to withdraw part of their savings to invest in unit trusts through external fund managers appointed by the Ministry of Finance.
We are an officially appointed Fund Management Institution that offers the EPF Members’ Investment Scheme. Your investment in this scheme will allow diversification of your EPF savings into many possible investment portfolios.
Starting 1 January 2017, EPF members are allowed to invest not more than 30% of the total amount in excess of their Basic Savings in Account 1 through the Appointed Fund Management Institutes approved by the Ministry of Finance.
The minimum amount of savings that can be transferred is RM1,000 and can be made at intervals of three (3) months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.
Required Basic Savings in Account 1
Age (Years) |
Basic savings (RM) |
Age (Years) |
Basic savings (RM) |
18 |
2,000 | 37 | 68,000 |
19 |
4,000 | 38 | 74,000 |
20 |
6,000 | 39 | 80,000 |
21 |
8,000 | 40 | 86,000 |
22 |
10,000 | 41 | 93,000 |
23 |
13,000 | 42 | 101,000 |
24 |
15,000 | 43 | 108,000 |
25 |
18,000 | 44 | 116,000 |
26 |
21,000 | 45 | 125,000 |
27 |
24,000 | 46 | 134,000 |
28 |
27,000 | 47 | 144,000 |
29 |
31,000 | 48 | 154,000 |
30 |
35,000 | 49 | 164,000 |
31 |
39,000 | 50 | 175,000 |
32 |
43,000 | 51 | 187,000 |
33 |
47,000 | 52 | 199,000 |
34 |
52,000 | 53 | 212,000 |
35 |
57,000 | 54 | 226,000 |
36 |
62,000 | 55 | 240,000 |
Please refer to the EPF website located at www.kwsp.gov.my for detailed information related to withdrawals.
The following is the list of unit trust funds qualified under EPF’s member investment scheme effective 1 April 2024.
Fund category | Conventional funds | Islamic funds |
---|---|---|
Equity |
|
|
Mixed assets |
|
|
Bond |
|
|
Money market |
|
|
*The word “Plus” is used in the fund’s name as the fund has a similar investment strategy as Manulife Investment Shariah Progress Fund with a wider universe via exposure to the Asia Pacific region.
Steps to open your new Manulife investment account and start investing via i-Invest